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Health Insurance
Individual and family options through the private market and ACA Marketplace.
Compare health options →
Licensed health and life broker
Insurance made personal.
Insurance made personal.
Options made simple.
Personal guidanceMajor carrier accessNo pressure
Want to see estimated rates? Check eligibility →
Get your personalized options
Four quick steps. No obligation.
I compare health, life, dental, vision and business coverage to help you find an option that fits your needs and budget.
Your contact information is never sold. Desmond will personally follow up.
Carrier access
More options from respected carriers.
I compare available health and life insurance options so you are not limited to one company.
Carrier and product availability varies by state, county and applicant. MedaHealth Associates is an independent broker and is not affiliated with or endorsed by any carrier.
Coverage for real life
One advisor. More ways to protect what matters.
Whether you work for yourself, support a family or want to protect your future, I help make the choices easier to understand.
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Life Insurance
Term, whole life, final expense and other solutions built around your goals.
Explore life coverage →◉
Dental and Vision
Practical add on coverage for routine care, exams and everyday needs.
Explore self service plans →⌂
Self Employed
Flexible coverage choices for contractors, entrepreneurs and independent workers.
Find self employed options →▦
Small Business
Coverage guidance for owners who want options for themselves or their team.
Complete a group census →＋
Supplemental Coverage
Additional protection for accidents, critical illness and unexpected expenses.
Ask about supplemental coverage →
Dental and vision self service
Only need dental or vision coverage?
Compare available Ameritas dental and vision plans and enroll online at your own pace. No phone call or appointment is required. If you have questions, I am still here to help.
Explore Dental & Vision Plans →Plan availability, benefits, waiting periods and rates vary by state and applicant.THE DES DIFFERENCE
“You should understand what you are buying before you ever sign up.”
Clear answers, honest comparisons and personal help from start to finish.
Why work with a broker
You do not have to figure it out alone.
1
I compare the market
I look across available options so you are not limited to a single carrier or plan type.
2
I explain the details
You get a straightforward breakdown of benefits, costs, networks and important limitations.
3
I stay available
My job does not end after enrollment. I am here when questions come up later.
0Individuals & families helped
0Coverage placed for clients
0Estimated client premium savings this year
0Persistency rate
Client impact figures are based on Desmond's internal business records and estimates.
Meet your advisor
Desmond Trok
Independent Health and Life Insurance Broker
I help individuals, families, self employed professionals and small business owners compare coverage without the pressure or confusion. My goal is simple: understand what matters to you, explain the options clearly and help you make a confident decision.
As a broker with MedaHealth, I can help with private health coverage, ACA Marketplace plans, life insurance, dental, vision and supplemental protection in the states where I am licensed and appointed.
Emaildtrok@mymedahealth.com
Based inTampa, Florida
ExperienceLicensed since 2023
Your contact information is never sold. Desmond will personally follow up.
You clicked it
Yes, I really do like giving away free money.
I love giving away free money, especially when it means I get to help someone you know. It is honestly one of my favorite business expenses.
If a friend, family member, coworker or business owner needs coverage, send them straight to me. They can skip the part where their number gets passed around to 100 plus brokerages and their phone starts acting like it owes everyone money.
I will help them personally, keep things simple and treat them like an actual person. A wild concept, I know.
On a phone, this opens a text. On a computer, it opens an email. Ask Desmond for current referral reward details and eligibility.$5K+Paid in referral rewards in a single monthBased on Desmond's records. Word of mouth pays—sometimes literally.
Licensed service area
Licensed in 34 states and Washington, DC
I can help clients in the following states, subject to carrier availability and appointment.
Select a state to view my current license copy.
Let Des do the insurance shopping for you.
Answer a few quick questions and get personal guidance on your coverage options.
Privacy and terms
Your information deserves respect.
Privacy Notice
Information submitted through this website is used to respond to your request, prepare insurance options and provide related service. Personal information is not sold or rented. Information may be shared with licensed agents, service providers or carriers only as needed to provide the requested service and as permitted by law.
Consent to Contact
By submitting a request, you authorize Desmond Trok, MedaHealth and their licensed representatives to contact you by telephone, text message or email about insurance products and services, including through automated technology where permitted. Message and data rates may apply. Reply STOP to opt out. Consent is not required to purchase.